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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

⏲ 5:16 👁 19.6M

Mirchi Bangla

#PremDotCom | Episode 27 | Onyo Prem featuring Somak, Agni, Deep, Ayantika with Mir

⏲ 38 minutes 14 seconds 👁 248.9K

Mirchi Bangla

#PremDotCom | Cross Connection | Mir | Somak | Ayantika | Mirchi Bangla

⏲ 20 minutes 27 seconds 👁 178K

Prepare for a wave of uncontrollable emotions in this Best Surprise Ever video showcasing a family's act of love and healing. Witness the incredible moment a Virginia mom receives the adorable surprise she never knew she needed. This clip captures the must-see moment she walks in the door to find a precious Shiba Inu puppy waiting to greet her.<br/><br/>The filmer shares, \

Mom Gets the Best Surprise Ever! Adorable Puppy Heals Hearts

⏲ 0:35 👁 365K

INCOME DOT COM

adsterra account create bangla | adsterra account create bangla 2024 | adsterra earning tricks

⏲ 9 minutes 57 seconds 👁 1.4K

Mirchi Bangla

#PremDotCom S02E19 | Semi Colon feat. Mir, Somak, Agni, Deep, Lajvanti & Godhuli

⏲ 30 minutes 30 seconds 👁 166.9K

Welcome to our channel dedicated to all things animation, multimedia, and cartoons! Dive into a world of colorful characters, exciting storylines, and captivating visuals. From classic cartoons to cutting-edge animation techniques, we explore it all. Subscribe to join our community of animation enthusiasts!

2d character Animation walking in city park

⏲ 0:14 👁 215K

Ganer Dali Drama

Dawat | দাওয়াত | Niloy Alamgir | Jannatul Sumaiya Heme | Eid Natok | Bangla Natok 2022

⏲ 45 minutes 49 seconds 👁 4.3M

#PremDotCom | Share Taxi | Mirchi Ayantika | Mirchi Deep | Mirchi Agni | Mirchi Bangla

⏲ 19 minutes 👁 157K

Get ready for a wave of uncontrollable cuteness in this heartwarming video showcasing the power of love and bedtime cuddles! Witness the incredible moment a caring owner gives their precious puppy the soothing bedtime routine she deserves. Prepare to be charmed by the gentle petting and the pure contentment radiating from this adorable pup as she drifts off to dreamland.<br/><br/>Video ID: WGA392086<br/><br/>All the content on Heartsome is managed by WooGlobe<br/><br/>For licensing and to use this video, please email licensing(at)Wooglobe(dot)com.<br/><br/>►SUBSCRIBE for more Heart touching Videos: <br/><br/>-----------------------<br/>Copyright - #wooglobe #heartsome <br/>#cutepuppyvideo #bedtimeroutine #heartwarmingmoment #mustsee #soothingcuddles #incrediblebond #puppylove #dogcare #adorablecuddles #cantcontainmyawws #fureverfriend #dogsofinstagram #positivevibes #cantwaittomeetyou #purejoy #makingmemories #loveyoutothemoonandback #sweetdreams #puppylife #preciousmoments<br/>

Sweet Dreams Guaranteed!Soothing Bedtime Routine with the Cutest Puppy

⏲ 0:27 👁 195K

Mirchi Bangla

#PremDotCom | Door-E-Mon | Mir | Agni | Somak | Ayantika | Sree

⏲ 26 minutes 36 seconds 👁 137.7K

<br/>1 of 2: dai.ly/x8y68uw<br/>2 of 2: wsfm(dot)live

【FULL MATCH】 P56 vs D0R

⏲ 53:25 👁 595K

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