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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

⏲ 5:16 👁 19.6M

Because of the Times

Way Maker | BOTT 2018 | POA Worship

⏲ 11 minutes 17 seconds 👁 18.3M

Viral Stories

Teens Mock Boy At Burger King, Don’t Notice Man On Bench

⏲ 5 minutes 37 seconds 👁 1.1M

On May 9, 2003, the Japan Aerospace Exploration Agency launched the first-ever asteroid sample return mission, Hayabusa. <br/><br/>This was also the first mission to land on an asteroid. Hayabusa would spend about two years chasing down a near-Earth asteroid called 25143 Itokawa. It then landed on the asteroid, scooped up some samples, and returned to Earth in 2010. Hayabusa may have accomplished its mission, but it was also constantly plagued with technical difficulties. The problems started six months after the launch, when a huge solar flare damaged the solar arrays. This reduced the amount of power the solar panels could supply to its ion engines, so it look an extra three months to reach the asteroid. After finally getting there, Hayabusa tried to drop off a tiny robotic lander called MINERVA, but it drifted off into space without even touching the asteroid. Hayabusa itself made two separate landing attempts, both of which were riddled with problems that put the spacecraft into safe mode. But somehow it still managed to bring some asteroid dust back to Earth.

OTD In Space – May 9: Japan Launches Hayabusa Mission To Asteroid

⏲ 1:9 👁 690K

Because of the Times

King of Glory | BOTT 2019 | POA Worship

⏲ 10 minutes 11 seconds 👁 4.8M

the Prism of Worship

Jenn Johnson - The Goodness of God

⏲ 7 minutes 41 seconds 👁 26.1K

Woody Harrelson and Ted Danson have joined forces to create 'Where Everybody Knows Your Name'.

Woody Harrelson and Ted Danson are launching a new podcast

⏲ 1:21 👁 205K

Zach Williams

Zach Williams - Chain Breaker (Official Lyric Video)

⏲ 3 minutes 17 seconds 👁 30M

ChrisIdk

Jane Street Puzzle Solved

⏲ 8 minutes 53 seconds 👁 2K

Veteran KTLA reporter Sam Rubin has died at the age of 64.<br/><br/>The beloved host of Hollywood Uncensored passed away on Friday after being rushed to the hospital in Los Angeles, KTLA confirmed.<br/><br/>Rubin suffered a heart attack at home after doing his regular Hollywood news segment in the morning, according to Variety. <br/><br/>He was transported to UCLA West Hills in an ambulance but was pronounced dead on arrival.<br/><br/>The reporter, who was on air just yesterday, worked at KTLA since 1991, covering entertainment, movies, and TV. <br/><br/>Hollywood Uncensored with Sam Rubin ran for 120 episodes, produced by his production company SRE, Inc.<br/><br/>SRE has also produced more than 200 hours of programming for broadcast and cable channels, including Live From red carpet shows.<br/><br/>Rubin was also a founding member of the Broadcast Film Critics Association.<br/><br/>He is survived by his wife Leslie and four children.<br/><br/>In his last Instagram post, Rubin shared an interview with actress Jane Seymour. <br/><br/>Since the announcement of his passing, the network has posted a tribute and noted that Rubin's 'laugh, charm and caring personality touched all who knew him'. <br/><br/>'KTLA 5 is profoundly saddened to report the death of Sam Rubin. Sam was a giant in the local news industry and the entertainment world, and a fixture of Los Angeles morning television for decades. <br/><br/>'His laugh, charm, and caring personality touched all who knew him. Sam was a loving husband and father: the roles he cherished the most. Our thoughts are with Sam’s family during this difficult time,' the channel wrote on X. <br/><br/>KTLA 5 is profoundly saddened to report the death of Sam Rubin. Sam was a giant in the local news industry and the entertainment world, and a fixture of Los Angeles morning television for decades. His laugh, charm, and caring personality touched all who knew him. <br/><br/>His KTLA colleagues have also made teary-eyed tributes to the veteran on air. <br/><br/>Longtime morning anchor Frank Buckley said, 'We don’t know what happened, but it was sudden'. <br/><br/>Meanwhile, Eric Spillman added, 'I can’t believe we are reporting this — it is such a shock.' <br/><br/>Many entertainment reporters have expressed sadness over Rubin's passing.<br/><br/>CNN's Elizabeth Wagmeister said on X, 'This is just awful. Life is so precious.<br/><br/>'Growing up in LA, Sam Rubin was a mainstay -- part of the fabric of the city because he was in our homes (on TV) for so long. I grew up watching him & always was excited to see him in action on red carpets. RIP.'<br/><br/>Actor Jerry O'Connell said: 'Sam Rubin was a LEGEND. Rest In Peace KING.'<br/><br/>An emotional Henry Winkler called in during KTLA's 1 pm broadcast on Friday and commented on the veteran journalist's 'warmth' and ability to put his subjects at ease.<br/><br/>'He made every human being feel so special, and he got them to open up like a flower,' said the 'Happy Days' star. 'He was interested in you as a professional, and he was interested in you as a human being.'<br/><br/>Perry Sook, chairman and CEO of Nexstar, called Rubin an icon and a beloved memb

KTLA anchor Frank Buckley breaks down in tears as he remembers his colleague Sam Rubin, who died suddenly after suffering a heart attack

⏲ 2:51 👁 95K

zayn

ZAYN - PILLOWTALK

⏲ 3 minutes 27 seconds 👁 603.6M

Hunter Gould

Jane Street July 2023 Puzzle Solution and Explanation

⏲ 16 minutes 46 seconds 👁 365

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