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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_more-accountants-are-leaving-the-field-than-joining-whats-going-on-124-kelly-richmond-pope.webp "Big Think")
⏲ 3 minutes 54 seconds 👁 37.6K
_221-how-to-build-the-first-1-person-3610m-accounting-firm.webp "Jason Daily")
_honda-showcases-vision-for-more-sustainable-product-design-at-milan-design-week.webp "Honda is showcasing its evolving approach to more sustainable product design with the European premiere of its latest electrified urban vehicle concepts – the SUSTAINA-C Concept car and Pocket Concept motorcycle – at Milan Design Week from 16-21 April.<br/><br/>Both will star alongside the SH125i ‘Vetro’ scooter to demonstrate the innovative material use and unique design aesthetics that can be created while reducing the CO2 emissions arising from the manufacturing process at Honda Italia Industriale’s factory in Atessa, Italy. This is one way in which Honda is pursuing its target of achieving carbon neutrality across all products and corporate activities by 2050.<br/><br/>As first shown at the 2024 Japan Mobility Show, the SUSTAINA-C Concept explores how society could be freed from the constraints of finite resources. It comes paired with the Pocket Concept, a compact motorcycle that can be stored in the luggage compartment and provide last mile mobility.<br/><br/>The panels are manufactured using recycled acrylic resin sourced from second-hand taillights to create exterior panels that do not require painting, allowing Honda to create a unique, unpainted finish that would not be possible with traditional materials. This material approach could reduce emissions during production by up to 45 per cent – partly via the recycled materials in use, but also in leaving the panels unpainted, which can account for as much as 80 per cent of the CO2 emissions from an automobile factory.<br/><br/>The model on show in Milan features a black and white marble effect, achieved by mixing colours with different melting points into the panels as they are moulded – leaving a marbling behind as the material settles into the mould.")
_accounting-degree-vs-finance-degree-which-is-better.webp "Shane Hummus")
_full-management-accounting-course-in-one-video-10-hours.webp "Tony Bell")
_honda39s-sustaina-c-conceptpocket-concept-sh125i-vetro-scooterwere-exhibited-at-milan-design-week.webp "Honda Showcased Its More Sustainable Product Design Vision at Milan Design Week.<br/><br/>SUSTAINA-C Concept and Pocket Concept join production of SH125i 'Vetro' scooter to demonstrate Honda's evolving approach to more sustainable product design.<br/><br/>The use of new materials and unique unpainted finishes reduce CO2 emissions during production and create a different aesthetic for customers.<br/><br/>The models demonstrate Honda's 'Triple Action to Zero' strategy in action, which embraces the goal of carbon neutrality across all products and corporate activities by 2050.<br/><br/>Honda will headline Vanity Fair Italia's 'Garden of Ideas' event to celebrate design, innovation and sustainability at the Museo Diocesano from 16-21 April.<br/>Honda is showcasing its evolving approach to more sustainable product design with the European premiere of its latest electric urban vehicle concepts, the SUSTAINA-C Concept car and Pocket Concept motorcycle, at Milan Design Week from 16 to 21 April.<br/><br/>Both will star alongside the SH125i 'Vetro' scooter to demonstrate the innovative use of materials and unique design aesthetics that can be created while reducing CO2 emissions from the production process at Honda Italia Industriale's factory in Atessa, Italy. This is one of the ways Honda is pursuing its goal of achieving carbon neutrality across all products and corporate operations by 2050.<br/><br/>First shown at the 2024 Japan Mobility Expo, the SUSTAINA-C Concept explores how society can be freed from the constraints of limited resources. It comes with the Pocket Concept, a compact motorcycle that can be stored in the luggage compartment and provides last-mile mobility.<br/><br/>The panels are manufactured using recycled acrylic resin from second-hand taillights to create exterior panels that do not require painting, allowing Honda to create a unique, paint-free finish that would not be possible with traditional materials. This material approach can reduce emissions during production by up to 45 percent, partly through the recycled materials used, but also by leaving the panels unpainted; This can account for 80 percent of an automobile factory's CO2 emissions.<br/><br/>The model exhibited in Milan has a black and white marble effect achieved by mixing colors with different melting points into the panels while molding; As the material settles into the mold, it leaves a marbling behind.<br/><br/>In addition to their eye-catching appearance, vehicle panels have a structure that is resistant to cracking and can return to its original shape after minor collisions, as well as offering a high level of resistance to weather conditions by minimizing distortion caused by sunlight.<br/><br/>At the rear, the excellent transparency of acrylic resin allowed the tailgate of the SUSTAINA-C Concept to consist of a single panel that acts like a smartphone screen. <br/><br/>Source: Honda")
⏲ 5:7 👁 10K
_full-financial-accounting-course-in-one-video-10-hours.webp "Tony Bell")
_7-best-free-accounting-software-for-small-business.webp "Brennan Valeski")
_advanced-budgeting-techniques-for-google-ads-accounts-render.webp "Unlock the power of precision in your Google Ads budgeting strategy! Dive into advanced techniques designed to skyrocket your campaign success while optimizing every penny spent. Don't just budget - strategize for greatness!<br/>")
_1-consolidated-financial-statements-holding-company-basic-concepts-ca-inter-by-saheb-academy.webp "Saheb Academy")
#1 Consolidated Financial Statements (Holding Company) - Basic Concepts - CA INTER -By Saheb Academy
⏲ 1 hour 16 minutes 46 seconds 👁 257.5K
_best-accounting-apps-for-android-tablets-small-business-bookkeeping-tab-s8-plus.webp "sam tube")
⏲ 10 minutes 46 seconds 👁 11.8K
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