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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

⏲ 5:16 👁 18.1M

Techboomers

How to Contact Amazon Customer Service

⏲ 2 minutes 27 seconds 👁 224.8K

PissedConsumer

How to Contact Amazon Customer Service | Quick Guide to Support

⏲ 2 minutes 1 second 👁 11.5K

TheStreet’s Conway Gittens brings you the biggest news of the day, including what investors are watching and why FTX customers could soon be getting their money back.

FTX to reimburse nearly all customers

⏲ 1:56 👁 13.2M

The Breakdown With Luke

Quick Tip: How to Call Amazon Customer Service for Help

⏲ 3 minutes 29 seconds 👁 22.5K

Login Giants

How to Contact Amazon Customer Service (GUIDE)

⏲ 57 seconds 👁 6.7K

Bentley Motors today reveals the third coachbuilt Bentley of the modern era - the Batur Convertible. Created by Mulliner, Bentley’s in house bespoke division and the longest standing coachbuilder in the world, the Batur Convertible follows the exquisitely hand-crafted Bacalar barchetta and Batur coupe. With the Batur Convertible, Mulliner continues its long tradition of crafting truly individual cars, tailored to the wishes of each of its extraordinary clients.<br/><br/>The Batur Convertible furthers the innovative design DNA introduced by its coupe sibling that will ultimately guide the design of Bentley’s future cars. The Batur Convertible retains the most powerful version of Bentley’s iconic W12, with a 750 PS, hand-assembled 6.0-litre twin-turbocharged engine that has metaphorically and literally powered Bentley’s success for the last two decades. With the engine to finish production this summer, the Batur Convertible will be one of the last ever Bentleys to use this incredible powertrain.<br/><br/>Bespoke two-seat grand touring<br/>Bentley has a rich history of open-cockpit cars, from the very first Bentley of 1919, through the company’s foundation years in the 1920s, to the most recent - the Bacalar. The architecture of the Batur Convertible has allowed Mulliner’s designers to seize the opportunity to create a theme that not only blends the design of the Bacalar and Batur but includes the usability of a convertible. The designers also chose to highlight the two-seater character with a ‘wraparound’ cockpit inspired by the design of the Bacalar.<br/><br/>The dramatic ‘airbridge’ behind the seats and tapered cowls at the rear hark back to the barchetta sports cars of old, whilst underlining the promise of a dynamic, driver-focused adventure in a cosseting, cocooned environment. The airbridge and tapered cowls are not only aesthetic, but also provide a semi-enclosed luggage compartment behind the two front seats.<br/><br/>The convertible roof delivers an aesthetic of beauty as a modern, tactile alternative to a hardtop roof. A combination of insulation material, sealing system refinements and acoustic treatments create a cossetting environment in a system which can be deployed or stowed in just 19 seconds, with the car travelling at speeds of up to 30 mph (50 km/h), transforming the car from a luxurious coupe into an open-top Grand Tourer at the touch of a button.<br/><br/>Personal and uniquely commisioned<br/>Mulliner’s in-house design team will help co-create every Batur Convertible with its customer, working together through a specially created Mulliner visualiser that allows any part of the car to be customised in colour and surface finish. Endless samples of unique materials bring texture to the process, and the resulting designs will be truly individual and created by the customer – limited only by their imagination.<br/><br/>Customers will be able to specify the colour and finish of practically every surface of the Batur Convertible, to create a car as individual as they are. Beyond the exterior form of the car lies an almost endless array of choices for each car’s future owner to make.

The Bentley Batur Convertible - the next chapter of luxury, performance and personalisation, coachbuilt by Mulliner

⏲ 1:17 👁 6.7M

Luca Davenport

How To CONTACT & CALL Amazon Seller Support!

⏲ 2 minutes 47 seconds 👁 15.7K

Lex Clips

Jeff Bezos called Amazon customer service | Lex Fridman Podcast Clips

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A repeat shoplifter who left a knife in a shop he stole from has been jailed.<br/><br/>On Sunday afternoon (28 April), Soma Deasley, 36, entered OneStop in St Pauls Road, New England, concealed wine and confectionary in a rucksack and left the shop without attempting to pay.<br/><br/>A customer alerted staff to a knife in the aisle Deasley had just left, and CCTV footage showed the knife fall out of his trousers when he put his bag on his back and walked out.

Bungling shoplifter drops knife while raiding store

⏲ 0:57 👁 4.2M

Helpful Online

How to Contact Amazon Customer Service (2024)

⏲ 1 minute 48 seconds 👁 1.9K

Messick's Farm Equipment

Cutting open Raptor filters from Amazon.

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